Mutual Fund Distribution
Regular plans of mutual fund schemes across categories, with transaction support from the first folio onward.
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VK Finserve is run by Veerendra Kumar A D, an AMFI registered mutual fund distributor. We distribute regular plans of mutual fund schemes to families, salaried professionals, business owners and Indians living abroad.
The work is not glamorous and we do not pretend otherwise. It is folios opened correctly, KYC kept current, instalments that do not bounce, nominations recorded, and a statement that arrives when you need it at filing time. That is what most investors actually want from the person who handles their paperwork.
Seven areas of work, each with a page that sets out exactly what is covered, what it costs you and what we need from you.
Regular plans of mutual fund schemes across categories, with transaction support from the first folio onward.
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Set up, modify, pause or step up systematic instalments and keep every mandate in one place.
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ELSS schemes and other Section 80C eligible options, with statements ready at filing time.
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Build a corpus for your post-work years and draw from it in an orderly way afterwards.
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Life, health and general insurance cover arranged through our licensed insurance partners.
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NRE and NRO route investing for Indians abroad, with documentation handled end to end.
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Demat and trading accounts with Aditya Birla Money across NSE, BSE and MCX.
The account is opened with Aditya Birla Money Limited, where Veerendra Kumar A D acts as an Authorised Person. Equity, derivatives and commodities sit on one login.
A distributor is only as useful as the records behind them. Ours are kept so that any question — what did I invest in 2019, when does this ELSS unlock, who is the nominee on this folio — has an answer the same day.
A call or a visit to our office. You tell us what the money is for and when you need it.
PAN, Aadhaar, bank details and FATCA — completed once, checked properly, and kept on file.
Schemes are shortlisted against your stated horizon and risk comfort. You approve before anything is placed.
Statements, SIP changes, redemptions, capital gains reports and nominee updates, for as long as you hold.
Mutual fund schemes across categories, deposits, and insurance cover from licensed partners. Every category carries its own risk, which we set out on the products page.
Higher riskSchemes that invest mainly in listed company shares across large, mid and small capitalisation ranges.
Lower riskSchemes holding government securities, bonds and money market instruments of varying maturity.
Moderate riskA mix of equity and debt in one scheme, with the blend set by the scheme mandate.
3-year lock-inEquity schemes eligible under Section 80C with a three-year lock-in on every instalment.
Index linkedSchemes that track an underlying index rather than relying on scheme selection.
Fixed tenureCompany and bank deposits with a stated interest rate and fixed tenure.
We are empanelled with leading Asset Management Companies, so you can hold schemes from several fund houses under one point of service. Logos belong to the respective AMCs.
























Our office is in one town, but our investors are not. Folios are opened, serviced and redeemed for people in Bengaluru, Mangaluru, Mumbai, Delhi and beyond, and for Indians living in the Gulf, Singapore, the United Kingdom and North America.
Everything that can be done on paper can be done over email, video call and WhatsApp. Where a wet signature or an in-person verification is required by the registrar, we tell you upfront and arrange the shortest route to it.
NRI investing is routed through NRE or NRO accounts and follows FEMA rules. Some schemes and some AMCs restrict investors resident in the United States and Canada — we confirm eligibility before any application is submitted.
Experiences shared by our investors. They describe service, not scheme performance, and they are not an indication of any future result.
Our SIPs were spread across three apps and nobody could tell us the total. One meeting and now everything comes in a single statement.
I am in Dubai and my KYC had lapsed for two years. It was sorted over email and WhatsApp without me flying back.
Demat account was opened with Aditya Birla Money in the same week, and the capital gains statement arrived before I asked.
My ELSS instalments were unlocking on different dates and I had no idea which ones I could touch. They keep that calendar for me now.
What I value is that nothing is verbal. Every transaction comes back to me in writing the same day.
A mandate kept failing for months and nobody had told me. Here it was flagged the first time it bounced.
Short, plain notes on the questions investors ask us most often.

Market falls are exactly when a monthly instalment buys more units. Here is why stopping a SIP in a weak month usually costs more than it saves.
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The three-year lock-in applies to every single instalment, not to the folio. A short guide to how ELSS units unlock and what to check before you redeem.
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Liquid, ultra short, corporate bond, gilt — the category name tells you about maturity and credit, and those two things drive the experience.
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Send us your existing statements or simply tell us what you are saving for. The first conversation costs nothing and commits you to nothing.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
VK Finserve is an AMFI registered mutual fund distributor (ARN-26777). We distribute regular plans of mutual fund schemes and earn commission from the AMCs. We are not SEBI Registered Investment Advisers, and nothing on this website is investment advice or a recommendation to buy or sell any security.
Past performance does not indicate future results. No return is assured and capital is not protected. Calculator outputs on this site are illustrative arithmetic based on the figures you enter, not a forecast. Market levels shown on the site are indicative only.
Please read the Scheme Information Document and the Key Information Memorandum, and consider your own risk profile, before you invest.
No charge to you
Send us your consolidated account statement and we will map out what you hold today, in plain language, at no cost.