/* ==========================================================================
   VK Finserve — vkfinserve.com
   Design: "Gold Arc" — purple & gold, photograph-led, editorial split layouts
   ========================================================================== */

:root{
  --violet:#B441D9;
  --violet-700:#9C25BE;
  --violet-900:#75218F;
  --plum:#57256A;
  --plum-deep:#451A55;
  --gold:#C08418;
  --gold-lt:#E3B24C;
  --gold-pale:#F6E4BE;
  --gold-dk:#8A5A05;

  --ink:#331A3E;
  --body:#5C4C64;
  --muted:#7A6A80;
  --line:#F1E6F7;
  --line-gold:rgba(192,132,24,.32);
  --paper:#ffffff;
  --wash:#FCF7FE;
  --wash-2:#F8F0FC;

  --shell:85%;
  --shell-max:1520px;
  --r-s:10px;
  --r-m:16px;
  --r-l:26px;
  --sh-1:0 2px 10px rgba(69,26,85,.06);
  --sh-2:0 14px 40px rgba(69,26,85,.12);
  --sh-3:0 26px 70px rgba(69,26,85,.16);

  --ff-d:"Roboto","Helvetica Neue",Arial,sans-serif;
  --ff-b:"Manrope",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;

  --head-h:84px;
  --ease:cubic-bezier(.22,.61,.36,1);
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  margin:0;font-family:var(--ff-b);font-size:16.5px;line-height:1.72;
  color:var(--body);background:var(--paper);overflow-x:hidden;
  font-weight:400;-webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
svg{width:1.05em;height:1.05em;flex:none}
a{color:var(--violet-700);text-decoration:none}
a:hover{color:var(--gold-dk)}
button{font-family:inherit}
h1,h2,h3,h4,h5{font-family:var(--ff-d);color:var(--ink);font-weight:700;margin:0 0 .5em;line-height:1.16;letter-spacing:-.4px}
h1{font-size:clamp(2rem,4.1vw,3.55rem);font-weight:800}
h2{font-size:clamp(1.7rem,3vw,2.65rem);font-weight:800}
h3{font-size:clamp(1.22rem,1.75vw,1.58rem)}
h4{font-size:clamp(1.1rem,1.4vw,1.28rem)}
p{margin:0 0 1.1em}
ul,ol{margin:0 0 1.2em;padding-left:1.15em}
li{margin-bottom:.45em}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:4px}
::selection{background:var(--violet);color:#fff}

.shell{width:var(--shell);max-width:var(--shell-max);margin-inline:auto}
.sec{padding:clamp(60px,7vw,110px) 0}
.sec--wash{background:var(--wash)}
.sec--tight{padding:clamp(46px,5vw,74px) 0}
.center{text-align:center}
.nowrap-lg{}

/* ---------- shared type bits ---------- */
.eyebrow{
  display:inline-flex;align-items:center;gap:.55rem;
  font-size:.78rem;font-weight:700;letter-spacing:.13em;text-transform:uppercase;
  color:var(--gold-dk);margin-bottom:1rem;font-family:var(--ff-b);
}
.eyebrow::before{content:"";width:26px;height:2px;background:linear-gradient(90deg,var(--violet),var(--gold));border-radius:2px}
.eyebrow--light{color:var(--gold-lt)}
.lead{font-size:1.08rem;color:var(--body);max-width:68ch}
.sec-head{max-width:none;margin-bottom:clamp(30px,3.4vw,50px)}
.sec-head p{max-width:70ch}
.sec-head--center{text-align:center}
.sec-head--center p{margin-inline:auto}
.sec-head--center .eyebrow::before{display:none}
.rule-gold{height:3px;width:70px;background:linear-gradient(90deg,var(--violet),var(--gold-lt));border-radius:3px;margin:1.1rem 0 0}
.sec-head--center .rule-gold{margin-inline:auto}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5rem;
  padding:.86rem 1.5rem;border-radius:999px;font-weight:700;font-size:.94rem;
  border:2px solid transparent;cursor:pointer;transition:.25s var(--ease);
  line-height:1.1;text-align:center;white-space:nowrap;
}
.btn--primary{background:linear-gradient(120deg,#C465E3 0%,var(--violet) 55%,var(--violet-700) 100%);color:#fff;box-shadow:0 10px 24px rgba(180,65,217,.28)}
.btn--primary:hover{color:#fff;transform:translateY(-2px);box-shadow:0 16px 32px rgba(180,65,217,.36)}
.btn--gold{background:linear-gradient(120deg,var(--gold-lt),var(--gold) 55%,var(--gold-dk));color:#2A1500;box-shadow:0 10px 24px rgba(192,132,24,.3)}
.btn--gold:hover{color:#2A1500;transform:translateY(-2px)}
.btn--ghost{background:transparent;border-color:var(--violet);color:var(--violet-700)}
.btn--ghost:hover{background:var(--violet);color:#fff}
.btn--light{background:#fff;color:var(--violet-700)}
.btn--light:hover{background:var(--gold-pale);color:var(--violet-900)}
.btn--outline-light{border-color:rgba(255,255,255,.55);color:#fff}
.btn--outline-light:hover{background:#fff;color:var(--violet-900)}
.btn svg{width:16px;height:16px;flex:none}
.btn--sm{padding:.6rem 1.1rem;font-size:.86rem}
.btn--block{width:100%}

/* ==========================================================================
   0. Preloader
   ========================================================================== */
#preloader{
  position:fixed;inset:0;z-index:4000;display:flex;flex-direction:column;align-items:center;justify-content:center;
  gap:1.6rem;background:linear-gradient(160deg,#fff 0%,var(--wash) 55%,var(--wash-2) 100%);
  transition:opacity .5s var(--ease),visibility .5s var(--ease);
}
#preloader.is-done{opacity:0;visibility:hidden}
.pre__logo{width:auto;height:auto;max-width:min(360px,72vw);max-height:26vh;object-fit:contain;
  animation:preFade .9s var(--ease) both}
@keyframes preFade{from{opacity:0;transform:translateY(10px) scale(.97)}to{opacity:1;transform:none}}
.pre__bar{width:min(210px,44vw);height:4px;border-radius:4px;background:var(--line);overflow:hidden}
.pre__bar i{display:block;width:40%;height:100%;border-radius:4px;
  background:linear-gradient(90deg,var(--violet),var(--gold));animation:preSlide 1.15s var(--ease) infinite}
@keyframes preSlide{0%{transform:translateX(-110%)}100%{transform:translateX(320%)}}
.pre__txt{font-size:.74rem;font-weight:800;letter-spacing:.2em;text-transform:uppercase;color:var(--muted)}

/* ==========================================================================
   1. Ticker
   ========================================================================== */
.ticker{background:var(--plum-deep);border-bottom:1px solid rgba(227,178,76,.18);overflow:hidden}
.ticker__inner{display:flex;align-items:center;height:36px}
.ticker__tag{
  flex:none;display:flex;align-items:center;gap:.4rem;height:36px;padding:0 .95rem;
  background:linear-gradient(120deg,#C465E3,var(--violet-700));color:#fff;
  font-size:.68rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;white-space:nowrap;
}
.ticker__tag svg{width:12px;height:12px}
.ticker__view{flex:1;overflow:hidden;position:relative;height:36px}
.ticker__track{display:flex;align-items:center;gap:2.2rem;height:36px;white-space:nowrap;
  animation:tick 46s linear infinite;will-change:transform;padding-left:1.4rem}
.ticker:hover .ticker__track{animation-play-state:paused}
@keyframes tick{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.tk{display:inline-flex;align-items:center;gap:.45rem;font-size:.76rem;font-weight:600;color:#EFE3F4;letter-spacing:.02em}
.tk b{font-weight:800;color:#fff;letter-spacing:.04em}
.tk .up{color:#57D28E}
.tk .dn{color:#FF8585}

/* ==========================================================================
   2. Top bar
   ========================================================================== */
.topbar{background:linear-gradient(100deg,var(--plum) 0%,#7E2C99 52%,var(--violet) 100%);color:#F2E6F6}
.topbar__inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:42px;padding:.28rem 0}
.topbar a{color:#F7EEFA;font-weight:600}
.topbar a:hover{color:var(--gold-lt)}
.tb-group{display:flex;align-items:center;gap:1.4rem;font-size:.82rem;flex-wrap:wrap}
.tb-item{display:inline-flex;align-items:center;gap:.42rem;white-space:nowrap}
.tb-item svg{width:14px;height:14px;flex:none;color:var(--gold-lt)}
.tb-cred{display:inline-flex;align-items:center;gap:.5rem;font-size:.79rem;flex-wrap:wrap;justify-content:flex-end}
.tb-cred .pill{
  display:inline-flex;align-items:center;gap:.35rem;padding:.16rem .6rem;border-radius:999px;
  background:rgba(227,178,76,.16);border:1px solid rgba(227,178,76,.34);color:#FBEFD6;
  font-weight:700;letter-spacing:.03em;white-space:nowrap;
}
.tb-sep{opacity:.42}

/* ==========================================================================
   3. Header
   ========================================================================== */
.site-head{
  position:sticky;top:0;z-index:1000;background:#fff;
  border-bottom:1px solid var(--line);box-shadow:0 1px 0 rgba(69,26,85,.03);
}
.site-head.is-stuck{box-shadow:0 10px 30px rgba(69,26,85,.11)}
.head__inner{display:flex;align-items:center;justify-content:space-between;gap:1.2rem;min-height:var(--head-h)}
.brand{display:flex;align-items:center;flex:none;padding:.5rem 0}
.brand img{height:54px;width:auto}

.nav{display:flex;align-items:center;gap:.1rem;margin-left:auto}
.nav__item{position:relative}
.nav__link{
  display:inline-flex;align-items:center;gap:.3rem;padding:.62rem .72rem;border-radius:8px;
  font-size:.93rem;font-weight:700;color:var(--ink);white-space:nowrap;transition:.2s
}
.nav__link:hover,.nav__item:hover>.nav__link{color:var(--violet);background:var(--wash-2)}
.nav__link.is-active{color:var(--violet)}
.nav__link.is-active::after{content:"";position:absolute;left:.72rem;right:.72rem;bottom:.28rem;height:2px;background:linear-gradient(90deg,var(--violet),var(--gold));border-radius:2px}
.nav__link .caret{width:10px;height:10px;transition:transform .2s}
.nav__item:hover .caret{transform:rotate(180deg)}
.drop{
  position:absolute;top:calc(100% + 10px);left:0;min-width:264px;background:#fff;
  border:1px solid var(--line);border-radius:14px;box-shadow:var(--sh-2);padding:.5rem;
  opacity:0;visibility:hidden;transform:translateY(10px);transition:.22s var(--ease);z-index:60;
}
.drop::before{content:"";position:absolute;top:-10px;left:0;right:0;height:10px}
.nav__item:hover .drop{opacity:1;visibility:visible;transform:translateY(0)}
.drop--right{left:auto;right:0}
.drop a{
  display:flex;align-items:center;gap:.55rem;padding:.56rem .7rem;border-radius:9px;
  font-size:.89rem;font-weight:600;color:var(--ink);line-height:1.35
}
.drop a:hover{background:var(--wash-2);color:var(--violet)}
.drop a .dot{width:5px;height:5px;border-radius:50%;background:var(--gold);flex:none}
.drop__split{display:grid;grid-template-columns:1fr 1fr;gap:.1rem;min-width:520px}
.drop__label{grid-column:1/-1;padding:.4rem .7rem .2rem;font-size:.7rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}

.head__cta{display:flex;align-items:center;gap:.55rem;flex:none}
.burger{display:none;width:46px;height:46px;border:1px solid var(--line);background:#fff;border-radius:12px;align-items:center;justify-content:center;cursor:pointer}
.burger span{display:block;width:20px;height:2px;background:var(--ink);border-radius:2px;position:relative}
.burger span::before,.burger span::after{content:"";position:absolute;left:0;width:20px;height:2px;background:var(--ink);border-radius:2px}
.burger span::before{top:-6px}.burger span::after{top:6px}

/* ---------- mobile drawer ---------- */
.drawer{
  position:fixed;inset:0;z-index:1200;background:#fff;display:flex;flex-direction:column;
  transform:translateX(100%);transition:transform .32s var(--ease);visibility:hidden;
}
.drawer.is-open{transform:none;visibility:visible}
.drawer__top{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.7rem 5%;border-bottom:1px solid var(--line);flex:none}
.drawer__top img{height:40px;width:auto}
.drawer__close{width:42px;height:42px;border-radius:12px;border:1px solid var(--line);background:#fff;display:grid;place-items:center;cursor:pointer;color:var(--ink);font-size:1.25rem;line-height:1}
.drawer__body{flex:1;overflow-y:auto;-webkit-overflow-scrolling:touch;padding:.6rem 5% 1.4rem}
.m-item{border-bottom:1px solid var(--line)}
.m-link{display:flex;align-items:center;justify-content:space-between;gap:.6rem;width:100%;
  padding:.72rem .1rem;font-size:.92rem;font-weight:700;color:var(--ink);background:none;border:0;text-align:left;cursor:pointer}
.m-link .caret{width:12px;height:12px;color:var(--violet);transition:transform .2s}
.m-item.is-open .m-link .caret{transform:rotate(180deg)}
.m-sub{max-height:0;overflow:hidden;transition:max-height .3s var(--ease)}
.m-sub a{display:block;padding:.46rem 0 .46rem .85rem;font-size:.85rem;font-weight:600;color:var(--body);border-left:2px solid var(--line)}
.m-sub a:hover{color:var(--violet);border-left-color:var(--gold)}
.drawer__cta{display:grid;gap:.6rem;padding:1.1rem 0 .4rem}
.drawer__meta{font-size:.8rem;color:var(--muted);padding-top:.9rem;border-top:1px dashed var(--line)}
.drawer__meta a{font-weight:700}

/* ==========================================================================
   4. Hero slider
   ========================================================================== */
.hero{position:relative;overflow:hidden;background:var(--plum)}
.hero__slides{position:relative;height:clamp(520px,74vh,760px)}
.hero__slide{position:absolute;inset:0;opacity:0;transition:opacity 1s var(--ease);pointer-events:none}
.hero__slide.is-on{opacity:1;pointer-events:auto}
.hero__slide img{width:100%;height:100%;object-fit:cover}
.hero__slide::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(100deg,rgba(69,26,85,.86) 0%,rgba(87,37,106,.74) 38%,rgba(117,33,143,.36) 68%,rgba(180,65,217,.20) 100%);
}
.hero__body{position:absolute;inset:0;display:flex;align-items:center;z-index:3}
.hero__copy{max-width:720px;color:#fff;opacity:0;transform:translateY(18px);transition:.7s var(--ease) .15s}
.hero__slide.is-on .hero__copy{opacity:1;transform:none}
.hero__copy h1{color:#fff;margin-bottom:.35em}
.hero__copy h1 em{font-style:normal;color:var(--gold-lt)}
.hero__copy p{color:#E9DCEE;font-size:1.06rem;max-width:56ch}
.hero__acts{display:flex;flex-wrap:wrap;gap:.7rem;margin-top:1.6rem}
.hero__arc{position:absolute;right:-6%;top:-14%;width:58%;aspect-ratio:1;border-radius:50%;
  border:2px solid rgba(227,178,76,.22);z-index:2;pointer-events:none}
.hero__arc::after{content:"";position:absolute;inset:9%;border-radius:50%;border:2px solid rgba(180,65,217,.32)}
.hero__nav{position:absolute;right:4%;bottom:clamp(48px,7vh,86px);z-index:5;display:flex;gap:.5rem}
.hero__btn{width:46px;height:46px;border-radius:50%;border:1px solid rgba(255,255,255,.4);background:rgba(69,26,85,.35);
  color:#fff;display:grid;place-items:center;cursor:pointer;transition:.2s;backdrop-filter:blur(4px)}
.hero__btn:hover{background:var(--gold);color:#2A1500;border-color:var(--gold)}
.hero__dots{position:absolute;left:0;right:0;bottom:clamp(96px,11vh,130px);z-index:5;display:flex;gap:.45rem}
.hero__dots .shell{display:flex;gap:.45rem}
.hero__dot{width:34px;height:4px;border-radius:4px;border:0;background:rgba(255,255,255,.34);cursor:pointer;padding:0;transition:.25s}
.hero__dot.is-on{background:linear-gradient(90deg,var(--gold-lt),var(--gold));width:56px}

/* hero strip */
.hero-strip{position:relative;z-index:6;margin-top:-58px}
.hero-strip__grid{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-radius:var(--r-m);
  box-shadow:var(--sh-3);overflow:hidden;border-top:4px solid var(--gold)}
.hs{padding:1.5rem 1.4rem;border-right:1px solid var(--line);display:flex;gap:.85rem;align-items:center}
.hs:last-child{border-right:0}
.hs__ic{width:44px;height:44px;border-radius:12px;flex:none;display:inline-flex;align-items:center;justify-content:center;
  background:linear-gradient(135deg,var(--wash-2),#fff);border:1px solid var(--line);color:var(--violet)}
.hs__ic svg{width:20px;height:20px}
.hs b{display:block;font-size:.98rem;color:var(--ink);font-weight:800;line-height:1.3}
.hs div span{font-size:.82rem;color:var(--muted);display:block;line-height:1.5}

/* ==========================================================================
   5. Split (image + content)
   ========================================================================== */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(30px,4.2vw,64px);align-items:stretch}
.split__media{position:relative;align-self:stretch;min-height:100%}
.split__media img{width:100%;height:100%;min-height:clamp(340px,42vw,560px);object-fit:cover;border-radius:var(--r-l)}
.split__media--framed::before{
  content:"";position:absolute;inset:18px -18px -18px 18px;border:2px solid var(--line-gold);
  border-radius:var(--r-l);z-index:-1
}
.split__body{display:flex;flex-direction:column;justify-content:center;padding:.4rem 0}
.split__badge{
  position:absolute;left:-18px;bottom:26px;background:#fff;border-radius:var(--r-m);box-shadow:var(--sh-2);
  padding:1rem 1.2rem;display:flex;gap:.8rem;align-items:center;max-width:78%;border-left:4px solid var(--gold)
}
.split__badge b{font-family:var(--ff-d);font-weight:800;font-size:1.45rem;color:var(--violet);line-height:1;display:block}
.split__badge span{font-size:.78rem;color:var(--muted);font-weight:700;letter-spacing:.05em;text-transform:uppercase}

/* tick list */
.ticks{list-style:none;padding:0;margin:.4rem 0 1.4rem}
.ticks li{position:relative;padding-left:1.9rem;margin-bottom:.62rem;font-size:.97rem}
.ticks li::before{
  content:"";position:absolute;left:0;top:.45em;width:17px;height:17px;border-radius:50%;
  background:linear-gradient(135deg,var(--violet),var(--gold));
}
.ticks li::after{content:"";position:absolute;left:5.5px;top:.72em;width:5px;height:8px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(42deg)}

/* ==========================================================================
   6. Cards — services / products / blog
   ========================================================================== */
.grid{display:grid;gap:clamp(20px,2.2vw,30px)}
.grid--3{grid-template-columns:repeat(3,1fr)}
.grid--4{grid-template-columns:repeat(4,1fr)}
.grid--2{grid-template-columns:repeat(2,1fr)}

.card-s{
  position:relative;background:#fff;border-radius:var(--r-l);overflow:hidden;
  border:1px solid var(--line);box-shadow:var(--sh-1);display:flex;flex-direction:column;
  transition:.3s var(--ease)
}
.card-s:hover{transform:translateY(-6px);box-shadow:var(--sh-2);border-color:var(--line-gold)}
.card-s--wide{grid-column:span 2;flex-direction:row}
.card-s--wide .card-s__media{flex:0 0 47%;aspect-ratio:auto;min-height:280px}
.card-s--wide .card-s__body{justify-content:center;padding:1.7rem 1.9rem}
.card-s--wide .card-s__link{margin-top:0}
.card-s--wide .pill-row{margin:.2rem 0 1.1rem}
.card-s--wide .card-s__body p{font-size:.97rem}
.card-s__media{position:relative;aspect-ratio:4/3;overflow:hidden;background:var(--plum)}
.card-s__media img{width:100%;height:100%;object-fit:cover;transition:transform .6s var(--ease)}
.card-s:hover .card-s__media img{transform:scale(1.06)}
.card-s__media::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(38,0,47,0) 42%,rgba(38,0,47,.72) 100%)}
.card-s__no{position:absolute;top:14px;left:14px;z-index:2;background:rgba(255,255,255,.92);color:var(--violet);
  font-size:.72rem;font-weight:800;letter-spacing:.08em;padding:.28rem .6rem;border-radius:999px}
.card-s__t{position:absolute;left:18px;right:18px;bottom:14px;z-index:2;color:#fff;font-family:var(--ff-d);
  font-size:1.24rem;font-weight:700;line-height:1.2;letter-spacing:-.2px}
.card-s__body{padding:1.25rem 1.4rem 1.5rem;display:flex;flex-direction:column;flex:1}
.card-s__body p{font-size:.93rem;margin-bottom:1rem}
.card-s__link{margin-top:auto;display:inline-flex;align-items:center;gap:.45rem;font-weight:800;font-size:.87rem;color:var(--violet)}
.card-s__link svg{width:15px;height:15px;transition:transform .2s}
.card-s:hover .card-s__link svg{transform:translateX(4px)}

/* product tile */
.card-p{position:relative;border-radius:var(--r-m);overflow:hidden;border:1px solid var(--line);background:#fff;box-shadow:var(--sh-1);transition:.3s var(--ease)}
.card-p:hover{transform:translateY(-5px);box-shadow:var(--sh-2)}
.card-p__media{aspect-ratio:4/3;position:relative;overflow:hidden}
.card-p__media img{width:100%;height:100%;object-fit:cover;transition:transform .6s var(--ease)}
.card-p:hover .card-p__media img{transform:scale(1.07)}
.card-p__tag{position:absolute;top:12px;right:12px;background:linear-gradient(120deg,var(--gold-lt),var(--gold));
  color:#2A1500;font-size:.68rem;font-weight:800;letter-spacing:.07em;text-transform:uppercase;padding:.26rem .6rem;border-radius:999px}
.card-p__body{padding:1.1rem 1.25rem 1.35rem}
.card-p__body h3{font-size:1.2rem;margin-bottom:.38rem}
.card-p__body p{font-size:.89rem;margin:0}
.card-p__meta{margin-top:.85rem;padding-top:.75rem;border-top:1px dashed var(--line);font-size:.79rem;color:var(--muted);font-weight:700;letter-spacing:.04em;text-transform:uppercase}

/* blog */
.card-b{background:#fff;border-radius:var(--r-m);overflow:hidden;border:1px solid var(--line);box-shadow:var(--sh-1);display:flex;flex-direction:column;transition:.3s var(--ease)}
.card-b:hover{transform:translateY(-5px);box-shadow:var(--sh-2)}
.card-b__media{aspect-ratio:16/10;overflow:hidden}
.card-b__media img{width:100%;height:100%;object-fit:cover;transition:transform .6s var(--ease)}
.card-b:hover .card-b__media img{transform:scale(1.06)}
.card-b__body{padding:1.15rem 1.3rem 1.4rem;display:flex;flex-direction:column;flex:1}
.card-b__meta{font-size:.76rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--gold-dk);margin-bottom:.5rem}
.card-b__body h3{font-size:1.18rem;line-height:1.25}
.card-b__body p{font-size:.9rem}
.card-b__body .card-s__link{font-size:.85rem}

/* ==========================================================================
   7. Bands
   ========================================================================== */
.band-stat{background:linear-gradient(115deg,var(--plum) 0%,#7E2C99 55%,var(--violet) 100%);color:#fff;position:relative;overflow:hidden}
.band-stat::after{content:"";position:absolute;right:-8%;top:-40%;width:44%;aspect-ratio:1;border-radius:50%;border:2px solid rgba(227,178,76,.2)}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem;position:relative;z-index:2}
.stat{text-align:center;padding:.8rem 1rem;border-right:1px solid rgba(255,255,255,.14)}
.stat:last-child{border-right:0}
.stat b{display:block;font-family:var(--ff-d);font-weight:800;font-size:clamp(2rem,3.2vw,2.8rem);line-height:1;color:var(--gold-lt);letter-spacing:-.5px}
.stat>span{display:block;margin-top:.55rem;font-size:.85rem;color:#E4D5EA;font-weight:600}

.band-cta{position:relative;overflow:hidden;background:var(--plum)}
.band-cta__bg{position:absolute;inset:0}
.band-cta__bg img{width:100%;height:100%;object-fit:cover;opacity:.45}
.band-cta::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(69,26,85,.86),rgba(117,33,143,.62) 60%,rgba(180,65,217,.38))}
.band-cta__in{position:relative;z-index:3;padding:clamp(52px,6vw,86px) 0;display:grid;grid-template-columns:1.35fr .65fr;gap:2.4rem;align-items:center}
.band-cta h2{color:#fff;margin-bottom:.35em}
.band-cta p{color:#E9DCEE;margin:0;max-width:62ch}
.band-cta__acts{display:flex;flex-direction:column;gap:.7rem}

/* AMC carousel */
.amc{overflow:hidden;position:relative;padding:.5rem 0}
.amc::before,.amc::after{content:"";position:absolute;top:0;bottom:0;width:110px;z-index:3;pointer-events:none}
.amc::before{left:0;background:linear-gradient(90deg,var(--wash),transparent)}
.amc::after{right:0;background:linear-gradient(270deg,var(--wash),transparent)}
.amc__track{display:flex;gap:1rem;width:max-content;animation:amcroll 38s linear infinite}
.amc:hover .amc__track{animation-play-state:paused}
@keyframes amcroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.amc__item{flex:none;width:248px;height:116px;background:#fff;border:1px solid var(--line);border-radius:14px;
  display:grid;place-items:center;padding:1rem;box-shadow:var(--sh-1);transition:.25s}
.amc__item:hover{border-color:var(--line-gold);transform:translateY(-4px)}
.amc__item img{max-height:78px;width:auto;object-fit:contain}

/* process steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1.3rem;counter-reset:s}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r-m);padding:1.6rem 1.3rem 1.4rem;box-shadow:var(--sh-1)}
.step::before{counter-increment:s;content:"0" counter(s);position:absolute;top:-16px;left:1.3rem;
  font-family:var(--ff-d);font-size:1.5rem;color:#fff;background:linear-gradient(135deg,var(--violet),var(--violet-900));
  width:44px;height:44px;border-radius:12px;display:grid;place-items:center;box-shadow:0 8px 18px rgba(180,65,217,.3)}
.step h4{margin-top:1.25rem;margin-bottom:.35rem}
.step p{font-size:.9rem;margin:0}

/* quote */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.tcar{position:relative}
.tcar__view{overflow:hidden;padding:6px 4px 10px}
.tcar__track{display:flex;gap:1.4rem;transition:transform .55s var(--ease);will-change:transform}
.tcar__track>*{flex:0 0 calc((100% - 2.8rem)/3);min-width:0;margin:0}
.tcar__bar{display:flex;align-items:center;justify-content:center;gap:1rem;margin-top:1.6rem}
.tcar__btn{width:44px;height:44px;border-radius:50%;border:1.5px solid var(--line);background:#fff;color:var(--violet);
  display:grid;place-items:center;cursor:pointer;transition:.22s}
.tcar__btn:hover{background:var(--violet);border-color:var(--violet);color:#fff}
.tcar__btn svg{width:18px;height:18px}
.tcar__dots{display:flex;gap:.4rem}
.tcar__dot{width:9px;height:9px;border-radius:50%;border:0;padding:0;background:var(--line);cursor:pointer;transition:.22s}
.tcar__dot.is-on{width:26px;border-radius:6px;background:linear-gradient(90deg,var(--violet),var(--gold))}
.quote{margin:0;background:#fff;border:1px solid var(--line);border-radius:var(--r-m);padding:1.7rem 1.5rem;box-shadow:var(--sh-1);position:relative}
.quote::before{content:"\201C";position:absolute;top:.2rem;right:1.1rem;font-family:var(--ff-d);font-size:4.6rem;color:var(--gold-pale);line-height:1}
.quote p{font-size:.95rem;position:relative;z-index:2}
.quote footer{display:flex;align-items:center;gap:.7rem;margin-top:1rem;padding-top:.9rem;border-top:1px dashed var(--line)}
.quote .av{width:40px;height:40px;border-radius:50%;background:linear-gradient(135deg,var(--violet),var(--gold));color:#fff;
  display:grid;place-items:center;font-weight:800;font-size:.95rem;flex:none}
.quote b{display:block;color:var(--ink);font-size:.9rem}
.quote small{color:var(--muted);font-size:.78rem}

/* ==========================================================================
   8. Page banner + breadcrumb
   ========================================================================== */
.pbanner{position:relative;background:var(--plum);overflow:hidden}
.pbanner__bg{position:absolute;inset:0}
.pbanner__bg img{width:100%;height:100%;object-fit:cover}
.pbanner::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(69,26,85,.86),rgba(117,33,143,.70) 58%,rgba(180,65,217,.36))}
.pbanner__in{position:relative;z-index:3;padding:clamp(54px,6.4vw,92px) 0 clamp(50px,6vw,84px)}
.pbanner h1{color:#fff;margin-bottom:.3em}
.pbanner p{color:#E7D9EC;max-width:64ch;margin:0;font-size:1.02rem}
.crumb{display:flex;flex-wrap:wrap;align-items:center;gap:.45rem;font-size:.78rem;font-weight:700;
  letter-spacing:.09em;text-transform:uppercase;color:var(--gold-lt);margin-bottom:1.1rem}
.crumb a{color:rgba(255,255,255,.8)}
.crumb a:hover{color:var(--gold-lt)}
.crumb span{opacity:.5}

/* ==========================================================================
   9. Prose / policy pages (85% content width)
   ========================================================================== */
.prose-wrap{width:85%;max-width:1180px;margin-inline:auto}
.prose{font-size:1rem}
.prose h2{font-size:clamp(1.5rem,2.3vw,2rem);margin-top:2.2rem}
.prose h3{font-size:1.24rem;margin-top:1.7rem}
.prose h2:first-child,.prose h3:first-child{margin-top:0}
.prose ul li{margin-bottom:.55rem}
.prose a{font-weight:700;text-decoration:underline;text-underline-offset:3px}
.prose__note{background:var(--wash);border-left:4px solid var(--gold);border-radius:0 var(--r-s) var(--r-s) 0;
  padding:1.1rem 1.3rem;margin:1.6rem 0;font-size:.94rem}
.prose__note strong{color:var(--ink)}
.prose__upd svg{width:15px;height:15px;flex:none}
.prose__upd{display:inline-flex;align-items:center;gap:.5rem;font-size:.82rem;font-weight:700;color:var(--muted);
  background:var(--wash-2);padding:.4rem .9rem;border-radius:999px;margin-bottom:1.6rem}
.prose table{width:100%;border-collapse:collapse;margin:1.4rem 0;font-size:.92rem}
.prose th,.prose td{border:1px solid var(--line);padding:.7rem .85rem;text-align:left;vertical-align:top}
.prose th{background:var(--wash-2);color:var(--ink);font-weight:800}

/* ==========================================================================
   10. Contact / forms
   ========================================================================== */
.cgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(18px,2vw,26px)}
.cgrid--2{grid-template-columns:repeat(2,1fr)}
.cgrid--4{grid-template-columns:repeat(4,1fr)}
.cgrid--top{align-items:start}
.cgrid>*{min-width:0}
.cbox{background:#fff;border:1px solid var(--line);border-radius:var(--r-m);padding:1.6rem 1.5rem;box-shadow:var(--sh-1);transition:.3s var(--ease)}
.cbox:hover{transform:translateY(-4px);box-shadow:var(--sh-2);border-color:var(--line-gold)}
.cbox__ic{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;margin-bottom:1rem;
  background:linear-gradient(135deg,var(--violet),var(--violet-900));color:#fff}
.cbox__ic svg{width:22px;height:22px}
.cbox h3{font-size:1.18rem;margin-bottom:.4rem}
.cbox p{font-size:.93rem;margin:0}
.cbox a{font-weight:700}

.form{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:clamp(1.4rem,2.4vw,2.2rem);box-shadow:var(--sh-2)}
.field{margin-bottom:1rem}
.field label{display:block;font-size:.85rem;font-weight:800;color:var(--ink);margin-bottom:.4rem}
.field input,.field select,.field textarea{
  width:100%;padding:.8rem .95rem;border:1.5px solid var(--line);border-radius:10px;font-family:inherit;
  font-size:.95rem;color:var(--ink);background:#fff;transition:.2s
}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--violet);outline:none;box-shadow:0 0 0 4px rgba(180,65,217,.14)}
.field textarea{min-height:120px;resize:vertical}
.field--2{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.form__note{font-size:.8rem;color:var(--muted);margin:.9rem 0 0}
.form__msg{display:none;margin-top:1rem;padding:.85rem 1rem;border-radius:10px;font-size:.9rem;font-weight:700}
.form__msg.ok{display:block;background:#EAF8F0;color:#1C7A4A;border:1px solid #BFE7D2}
.form__msg.err{display:block;background:#FDECEC;color:#B02A2A;border:1px solid #F3C9C9}

.map-full{width:100%;height:clamp(320px,45vw,480px);line-height:0;background:var(--wash-2)}
.map-full iframe{width:100%;height:100%;border:0;display:block;filter:saturate(1.05)}

/* ==========================================================================
   11. Calculators
   ========================================================================== */
.calc-tabs{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:1.8rem;justify-content:center}
.calc-tab{padding:.6rem 1.1rem;border-radius:999px;border:1.5px solid var(--line);background:#fff;
  font-size:.86rem;font-weight:700;color:var(--ink);cursor:pointer;transition:.22s}
.calc-tab:hover{border-color:var(--violet)}
.calc-tab.is-on{background:linear-gradient(120deg,var(--violet),var(--violet-900));color:#fff;border-color:transparent;box-shadow:0 8px 18px rgba(180,65,217,.25)}
.calc-panel{display:none}
.calc-panel.is-on{display:block}
.calc{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(22px,3vw,44px);align-items:start;
  background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:clamp(1.3rem,2.6vw,2.4rem);box-shadow:var(--sh-2)}
.calc>*{min-width:0}
.calc__in{min-width:0}
.calc__in .field{margin-bottom:1.15rem}
.range-row{display:flex;align-items:center;gap:.7rem}
.range-row input[type=range]{flex:1 1 60px;min-width:0;accent-color:var(--violet);height:5px}
.range-val{width:112px;min-width:0;flex:0 0 112px}
.range-unit{flex:none;font-size:.82rem;font-weight:800;color:var(--gold-dk);min-width:22px}
.calc__out{background:linear-gradient(150deg,var(--plum),#7E2C99 70%);border-radius:var(--r-m);padding:1.6rem 1.5rem;color:#fff}
.calc__out h4{color:#fff;font-size:1.15rem;margin-bottom:1.1rem}
.orow{display:flex;align-items:baseline;justify-content:space-between;gap:1rem;padding:.62rem 0;border-bottom:1px dashed rgba(255,255,255,.18)}
.orow:last-of-type{border-bottom:0}
.orow span{font-size:.86rem;color:#E2D2E8}
.orow b{font-family:var(--ff-d);font-weight:700;font-size:1.22rem;color:#fff;white-space:nowrap}
.orow--hi b{color:var(--gold-lt);font-size:1.75rem}
.calc__bar{display:flex;height:12px;border-radius:999px;overflow:hidden;margin-top:1.2rem;background:rgba(255,255,255,.16)}
.calc__bar i{display:block;height:100%}
.calc__bar i:first-child{background:linear-gradient(90deg,#C58BD8,var(--violet))}
.calc__bar i:last-child{background:linear-gradient(90deg,var(--gold-lt),var(--gold))}
.calc__legend{display:flex;gap:1.2rem;margin-top:.7rem;font-size:.76rem;color:#E2D2E8}
.calc__legend em{font-style:normal;display:inline-flex;align-items:center;gap:.35rem}
.calc__legend i{width:10px;height:10px;border-radius:3px;display:inline-block}
.calc__disc{font-size:.78rem;color:var(--muted);margin:1.1rem 0 0;line-height:1.6}

/* ==========================================================================
   12. Login page
   ========================================================================== */
.portals{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(18px,2.2vw,28px);align-items:stretch}
.portal{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:1.8rem 1.6rem 1.7rem;
  box-shadow:var(--sh-2);display:flex;flex-direction:column;position:relative;overflow:hidden}
.portal::before{content:"";position:absolute;top:0;left:0;right:0;height:5px}
.portal--a::before{background:linear-gradient(90deg,var(--violet),#C58BD8)}
.portal--b::before{background:linear-gradient(90deg,var(--gold),var(--gold-lt))}
.portal--c::before{background:linear-gradient(90deg,var(--violet-900),var(--gold))}
.portal__ic{width:46px;height:46px;border-radius:13px;display:grid;place-items:center;color:#fff;margin-bottom:1rem}
.portal--a .portal__ic{background:linear-gradient(135deg,var(--violet),var(--violet-900))}
.portal--b .portal__ic{background:linear-gradient(135deg,var(--gold),var(--gold-dk))}
.portal--c .portal__ic{background:linear-gradient(135deg,var(--violet-900),var(--plum))}
.portal__ic svg{width:21px;height:21px}
.portal h3{font-size:1.32rem;margin-bottom:.45rem}
.portal p{font-size:.92rem}
.portal .btn{margin-top:auto}
.portal__note{background:var(--wash);border-left:3px solid var(--gold);padding:.85rem 1rem;border-radius:0 8px 8px 0;font-size:.85rem;margin:0 0 1.2rem}
.linkrow{display:flex;align-items:center;justify-content:space-between;gap:.7rem;padding:.75rem .95rem;border:1px solid var(--line);
  border-radius:10px;margin-bottom:.55rem;font-size:.89rem;font-weight:700;color:var(--ink);background:#fff;transition:.2s}
.linkrow:hover{border-color:var(--violet);background:var(--wash);color:var(--violet);transform:translateX(3px)}
.linkrow--gold{border-color:var(--line-gold);background:#FFFBF2;color:var(--gold-dk)}
.linkrow svg{width:15px;height:15px;flex:none}
.safety{border-left:4px solid var(--gold);background:var(--wash);border-radius:0 var(--r-m) var(--r-m) 0;padding:1.3rem 1.5rem;font-size:.92rem}
.safety strong{color:var(--ink)}

/* ==========================================================================
   13. Footer
   ========================================================================== */
.foot{background:linear-gradient(170deg,var(--plum-deep) 0%,var(--plum) 45%,#6B3280 100%);color:#D9C8DF;padding-top:clamp(50px,5.5vw,76px);position:relative;overflow:hidden}
.foot::before{content:"";position:absolute;left:-10%;bottom:-30%;width:40%;aspect-ratio:1;border-radius:50%;border:2px solid rgba(227,178,76,.12)}
.foot__grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.35fr;gap:clamp(24px,3vw,48px);position:relative;z-index:2}
.foot__logo{display:inline-block;background:#fff;padding:1rem 1.25rem;border-radius:16px;margin-bottom:1.2rem}
.foot__logo img{height:72px;width:auto}
.foot p{font-size:.9rem;color:#CBB7D2;line-height:1.7}
.foot h4{color:#fff;font-family:var(--ff-b);font-size:.8rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;margin-bottom:1.1rem;position:relative;padding-bottom:.7rem}
.foot h4::after{content:"";position:absolute;left:0;bottom:0;width:34px;height:2px;background:linear-gradient(90deg,var(--gold-lt),transparent)}
.foot ul{list-style:none;padding:0;margin:0}
.foot ul li{margin-bottom:.5rem}
.foot ul a{color:#CBB7D2;font-size:.89rem;display:inline-flex;align-items:center;gap:.45rem}
.foot ul a::before{content:"";width:4px;height:4px;border-radius:50%;background:var(--gold);opacity:.7;flex:none}
.foot ul a:hover{color:var(--gold-lt)}
.foot__reach li{display:flex;gap:.6rem;align-items:flex-start;font-size:.89rem;color:#CBB7D2;margin-bottom:.75rem}
.foot__reach svg{width:15px;height:15px;color:var(--gold-lt);flex:none;margin-top:.3rem}
.foot__reach a{color:#CBB7D2}
.foot__reach a::before{display:none}
.foot__reach li::marker{content:""}
.foot__reach a:hover{color:var(--gold-lt)}
.foot__cred{margin-top:1.2rem;border:1px solid rgba(227,178,76,.28);border-radius:12px;padding:.9rem 1.1rem;background:rgba(227,178,76,.07);font-size:.82rem;line-height:1.9}
.foot__cred b{color:var(--gold-lt);font-weight:800}
.socials{display:flex;gap:.5rem;margin-top:1.2rem}
.socials a{width:38px;height:38px;border-radius:50%;border:1px solid rgba(255,255,255,.18);display:grid;place-items:center;color:#D9C8DF;transition:.24s}
.socials a:hover{background:var(--gold);border-color:var(--gold);color:#2A1500;transform:translateY(-3px)}
.socials svg{width:16px;height:16px}

.griev{margin-top:clamp(34px,4vw,52px);border:1px solid rgba(227,178,76,.3);border-radius:var(--r-m);
  background:rgba(255,255,255,.045);padding:1.2rem 1.5rem;display:flex;flex-wrap:wrap;align-items:center;gap:1rem;justify-content:space-between;position:relative;z-index:2}
.griev h4{margin:0;padding:0;font-size:.9rem;letter-spacing:.06em}
.griev h4::after{display:none}
.griev p{margin:.15rem 0 0;font-size:.85rem}
.griev__links{display:flex;flex-wrap:wrap;gap:1.2rem;align-items:center}
.griev__links a{display:inline-flex;align-items:center;gap:.45rem;color:#fff;font-weight:700;font-size:.9rem}
.griev__links a:hover{color:var(--gold-lt)}
.griev__links svg{width:15px;height:15px;color:var(--gold-lt)}

.pol-strip{margin-top:1.1rem;border:1px solid rgba(255,255,255,.12);border-radius:var(--r-m);
  background:rgba(255,255,255,.035);padding:1rem 1.5rem;display:flex;flex-wrap:wrap;align-items:center;
  gap:.6rem 1.4rem;position:relative;z-index:2}
.pol-strip h4{margin:0;padding:0;font-size:.78rem;letter-spacing:.14em;flex:none}
.pol-strip h4::after{display:none}
.pol-strip nav{display:flex;flex-wrap:wrap;align-items:center;gap:.5rem 1.15rem}
.pol-strip a{color:#CBB7D2;font-size:.85rem;font-weight:600;display:inline-flex;align-items:center;gap:.45rem;white-space:nowrap}
.pol-strip a::before{content:"";width:4px;height:4px;border-radius:50%;background:var(--gold);opacity:.75;flex:none}
.pol-strip a:hover{color:var(--gold-lt)}
.disc{margin-top:clamp(30px,3.4vw,46px);padding-top:1.6rem;border-top:1px solid rgba(255,255,255,.1);position:relative;z-index:2}
.disc p{font-size:.79rem;color:#B6A2BE;line-height:1.8;margin-bottom:.9rem;text-align:justify;text-justify:inter-word;hyphens:auto}
.disc strong{color:#E8DAEE}
.disc a{color:var(--gold-lt);text-decoration:underline;text-underline-offset:2px}

.copy{margin-top:1.2rem;border-top:1px solid rgba(255,255,255,.1);padding:1.1rem 0;position:relative;z-index:2}
.copy__in{display:flex;flex-wrap:wrap;gap:.8rem;align-items:center;justify-content:space-between;font-size:.82rem;color:#BCA8C3}
.copy__in a{color:var(--gold-lt);font-weight:700}

/* ==========================================================================
   14. Floating actions
   ========================================================================== */
.float-r{position:fixed;right:18px;bottom:20px;z-index:900;display:flex;flex-direction:column;gap:.6rem}
.fab{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;color:#fff;box-shadow:0 10px 24px rgba(0,0,0,.22);
  transition:.25s var(--ease);border:0;cursor:pointer;position:relative}
.fab:hover{transform:translateY(-4px) scale(1.05);color:#fff}
.fab svg{width:25px;height:25px}
.fab--wa{background:#25D366}
.fab--call{background:linear-gradient(135deg,var(--violet),var(--violet-900))}
.fab--wa::after{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid #25D366;animation:pulse 2.4s infinite}
@keyframes pulse{0%{transform:scale(1);opacity:.8}70%{transform:scale(1.45);opacity:0}100%{opacity:0}}
.to-top{position:fixed;left:18px;bottom:20px;z-index:900;width:48px;height:48px;border-radius:50%;border:0;cursor:pointer;
  background:linear-gradient(135deg,var(--gold-lt),var(--gold));color:#2A1500;display:grid;place-items:center;
  box-shadow:0 10px 24px rgba(0,0,0,.22);opacity:0;visibility:hidden;transform:translateY(14px);transition:.28s var(--ease)}
.to-top.is-on{opacity:1;visibility:visible;transform:none}
.to-top:hover{transform:translateY(-4px)}
.to-top svg{width:20px;height:20px}

/* ==========================================================================
   15. Popups
   ========================================================================== */
.pop{position:fixed;inset:0;z-index:1500;display:none;align-items:center;justify-content:center;padding:20px 16px;
  background:rgba(69,26,85,.68);backdrop-filter:blur(3px);overflow-y:auto;-webkit-overflow-scrolling:touch}
.pop.is-on{display:flex}
.pop__box{position:relative;background:#fff;border-radius:var(--r-l);width:100%;max-width:620px;
  box-shadow:var(--sh-3);max-height:88vh;display:flex;flex-direction:column;animation:popin .35s var(--ease);margin:auto}
@keyframes popin{from{opacity:0;transform:translateY(22px) scale(.97)}to{opacity:1;transform:none}}
.pop__head{padding:1.5rem 1.7rem 1rem;border-bottom:1px solid var(--line);flex:none;
  background:linear-gradient(120deg,var(--wash-2),#fff);border-radius:var(--r-l) var(--r-l) 0 0}
.pop__head h3{margin:0;font-size:1.4rem}
.pop__head span{font-size:.8rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-dk)}
.pop__body{padding:1.2rem 1.7rem;overflow-y:auto;font-size:.93rem;line-height:1.68;flex:1;-webkit-overflow-scrolling:touch}
.pop__body p{margin-bottom:.8rem}
.pop__body p:last-child{margin-bottom:0}
.pop__foot{padding:1rem 1.7rem 1.5rem;border-top:1px solid var(--line);display:flex;flex-wrap:wrap;gap:.65rem;flex:none}
.pop__foot .btn{flex:1 1 auto;min-width:150px}
.pop__x{position:absolute;top:12px;right:12px;width:36px;height:36px;border-radius:50%;border:1px solid var(--line);
  background:#fff;color:var(--ink);font-size:1.15rem;line-height:1;cursor:pointer;display:grid;place-items:center;z-index:4;transition:.2s}
.pop__x:hover{background:var(--violet);color:#fff;border-color:var(--violet);transform:rotate(90deg)}

/* offer popup */
.pop--offer .pop__box{max-width:760px;overflow:hidden}
.offer{display:grid;grid-template-columns:.9fr 1.1fr}
.offer__media{position:relative;min-height:260px;background:var(--plum)}
.offer__media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.85}
.offer__media::after{content:"";position:absolute;inset:0;background:linear-gradient(160deg,rgba(180,65,217,.50),rgba(69,26,85,.68))}
.offer__tag svg{width:14px;height:14px}
.offer__tag{position:absolute;left:1.1rem;bottom:1.1rem;z-index:3;background:linear-gradient(120deg,var(--gold-lt),var(--gold));
  color:#2A1500;font-size:.72rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;padding:.35rem .8rem;border-radius:999px}
.offer__body{padding:1.7rem 1.7rem 1.6rem}
.offer__body h3{font-size:1.55rem;margin-bottom:.5rem}
.offer__body p{font-size:.93rem}
.offer__list{list-style:none;padding:0;margin:0 0 1.3rem}
.offer__list li{position:relative;padding-left:1.6rem;font-size:.9rem;margin-bottom:.5rem}
.offer__list li::before{content:"";position:absolute;left:0;top:.5em;width:14px;height:14px;border-radius:50%;background:linear-gradient(135deg,var(--violet),var(--gold))}
.offer__acts{display:flex;flex-wrap:wrap;gap:.6rem}

/* ==========================================================================
   16. Misc blocks
   ========================================================================== */
.pill-row{display:flex;flex-wrap:wrap;gap:.5rem;margin:1.2rem 0 0}
.pill{display:inline-flex;align-items:center;gap:.4rem;padding:.42rem .9rem;border-radius:999px;background:var(--wash-2);
  border:1px solid var(--line);font-size:.83rem;font-weight:700;color:var(--violet-700)}
.pill svg{width:13px;height:13px;color:var(--gold-dk)}
.note-strip{background:linear-gradient(120deg,var(--wash-2),#fff);border:1px solid var(--line-gold);border-radius:var(--r-m);
  padding:1.2rem 1.5rem;font-size:.92rem;display:flex;gap:.9rem;align-items:flex-start}
.note-strip svg{width:20px;height:20px;color:var(--gold-dk);flex:none;margin-top:.2rem}
.note-strip p{margin:0}
.faq{border:1px solid var(--line);border-radius:var(--r-m);overflow:hidden;background:#fff}
.faq__q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1.05rem 1.3rem;
  background:none;border:0;border-bottom:1px solid var(--line);text-align:left;cursor:pointer;
  font-weight:800;font-size:.98rem;color:var(--ink);font-family:var(--ff-b)}
.faq__q:hover{background:var(--wash)}
.faq__q .ic{width:22px;height:22px;flex:none;border-radius:50%;background:var(--wash-2);display:grid;place-items:center;color:var(--violet);font-size:1.05rem;line-height:1;transition:.24s}
.faq__q.is-on .ic{transform:rotate(45deg);background:var(--violet);color:#fff}
.faq__a{max-height:0;overflow:hidden;transition:max-height .3s var(--ease);border-bottom:1px solid var(--line)}
.faq__a div{padding:1rem 1.3rem;font-size:.93rem}
.faq>*:last-child{border-bottom:0}

.mini-nav{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:2rem}
.mini-nav a{padding:.5rem 1rem;border-radius:999px;border:1px solid var(--line);font-size:.85rem;font-weight:700;color:var(--ink);background:#fff}
.mini-nav a:hover,.mini-nav a.is-on{background:var(--violet);border-color:var(--violet);color:#fff}

.post__meta{display:flex;flex-wrap:wrap;gap:1.2rem;align-items:center;font-size:.82rem;color:var(--muted);font-weight:700;margin-bottom:1.6rem}
.post__meta span{display:inline-flex;align-items:center;gap:.4rem}
.post__meta svg{width:14px;height:14px;color:var(--gold-dk)}
.post__hero{border-radius:var(--r-l);overflow:hidden;margin-bottom:2rem;box-shadow:var(--sh-2)}
.post__hero img{width:100%;height:auto;object-fit:cover}
.post-nav{display:flex;flex-wrap:wrap;gap:1rem;justify-content:space-between;margin-top:2.6rem;padding-top:1.6rem;border-top:1px solid var(--line)}

/* ==========================================================================
   17. Responsive
   ========================================================================== */
@media (min-width:1200px){
  .h1-line,.sec-head h2.h1-line{white-space:nowrap}
}
@media (max-width:1300px){
  .nav__link{padding:.6rem .55rem;font-size:.88rem}
  .brand img{height:48px}
}
@media (max-width:1150px){
  .nav{display:none}
  .burger{display:flex}
  .head__cta .btn{display:none}
  .drop__split{min-width:0;grid-template-columns:1fr}
}
@media (max-width:1024px){
  :root{--head-h:74px}
  .grid--4{grid-template-columns:repeat(2,1fr)}
  .stats{grid-template-columns:repeat(2,1fr);gap:1.8rem 1rem}
  .stat:nth-child(2){border-right:0}
  .steps{grid-template-columns:repeat(2,1fr);gap:2rem 1.3rem}
  .cgrid--4{grid-template-columns:repeat(2,1fr)}
  .hero-strip__grid{grid-template-columns:repeat(2,1fr)}
  .hs:nth-child(2){border-right:0}
  .hs:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .band-cta__in{grid-template-columns:1fr;gap:1.6rem}
  .band-cta__acts{flex-direction:row;flex-wrap:wrap}
  .calc{grid-template-columns:1fr}
  .portals{grid-template-columns:1fr}
  .quotes{grid-template-columns:1fr}
  .tcar__track>*{flex:0 0 calc((100% - 1.4rem)/2)}
  .offer{grid-template-columns:1fr}
  .offer__media{min-height:180px}
}
@media (max-width:900px){
  .grid--3{grid-template-columns:repeat(2,1fr)}
  .cgrid,.cgrid--2,.cgrid--4{grid-template-columns:1fr}
  .split{grid-template-columns:1fr;gap:26px}
  .split__media img{min-height:clamp(280px,58vw,420px)}
  .split__media--framed::before{inset:12px -12px -12px 12px}
  /* image first on mobile for reversed sections */
  .split--rev .split__media{order:-1}
  .split--rev .split__body{order:2}
  .split__badge{left:12px;bottom:14px;max-width:82%;padding:.8rem 1rem}
}
@media (max-width:768px){
  :root{--shell:90%}
  body{font-size:15.6px}
  .sec{padding:52px 0}
  .topbar .tb-cred{display:none}
  .topbar__inner{justify-content:center}
  .tb-group{gap:.9rem;font-size:.74rem;justify-content:center}
  .tb-item svg{width:12px;height:12px}
  .ticker__tag{font-size:.62rem;padding:0 .7rem}
  .tk{font-size:.71rem}
  .hero__slides{height:clamp(440px,64vh,600px)}
  .hero__copy p{font-size:.98rem}
  .hero__nav{display:none}
  .hero__dots{bottom:22px}
  .hero-strip{margin-top:0}
  .hero-strip__grid{grid-template-columns:1fr;margin-top:26px}
  .hs{border-right:0;border-bottom:1px solid var(--line)}
  .hs:last-child{border-bottom:0}
  .prose-wrap{width:90%}
  .field--2{grid-template-columns:1fr}
  .range-val{flex:0 0 96px;width:96px;padding:.7rem .6rem}
  .range-unit{font-size:.75rem;min-width:18px}
  .griev{flex-direction:column;align-items:flex-start;gap:.8rem}
  .pol-strip{flex-direction:column;align-items:flex-start;padding:1rem 1.2rem}
  .disc p{text-align:left}
  .foot__grid{grid-template-columns:1fr 1fr;gap:28px}
  .foot__grid>div:first-child{grid-column:1/-1}
  .foot__grid>div:last-child{grid-column:1/-1}
  .copy__in{justify-content:center;text-align:center;flex-direction:column;gap:.5rem}
  .fab{width:47px;height:47px}
  .fab svg{width:22px;height:22px}
  .to-top{width:44px;height:44px;left:14px}
  .float-r{right:14px}
  .pre__logo{max-width:66vw;max-height:20vh}
  .pop__box{max-height:86vh}
  .pop__head{padding:1.2rem 1.2rem .9rem}
  .pop__body{padding:1rem 1.2rem}
  .pop__foot{padding:.9rem 1.2rem 1.2rem;flex-direction:column}
  .pop__foot .btn{width:100%;min-width:0}
  .offer__body{padding:1.3rem 1.2rem}
  .amc__item{width:196px;height:100px}
  .post-nav .btn{width:100%}
}
@media (max-width:600px){
  .head__cta .btn{padding:.6rem .8rem}
  .grid--3,.grid--4,.grid--2{grid-template-columns:1fr}
  .card-s--wide{grid-column:span 1;flex-direction:column}
  .card-s--wide .card-s__media{aspect-ratio:4/3;min-height:0}
  .steps{grid-template-columns:1fr;gap:1.9rem}
  .tcar__track>*{flex:0 0 100%}
  .stats{grid-template-columns:1fr 1fr;gap:1.4rem .6rem}
  .stat{border-right:0}
  .head__cta .btn span.lbl{display:none}
  .head__cta .btn{padding:.6rem .85rem}
  .brand img{height:40px}
  .tb-group{gap:.7rem;font-size:.7rem}
  .hero__copy h1{font-size:clamp(1.85rem,7.4vw,2.5rem)}
  .hero__acts .btn{flex:1 1 100%}
  .prose-wrap{width:92%}
  :root{--shell:92%}
  .m-link{font-size:.88rem;padding:.62rem .1rem}
  .m-sub a{font-size:.82rem;padding:.38rem 0 .38rem .8rem}
}
@media (max-width:400px){
  .tb-group{gap:.5rem;font-size:.66rem}
  .tb-item svg{width:11px;height:11px}
}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms !important;animation-iteration-count:1 !important;transition-duration:.001ms !important;scroll-behavior:auto !important}
}

@media print{
  .ticker,.topbar,.site-head,.float-r,.to-top,.pop,.band-cta,.drawer{display:none !important}
  body{font-size:11pt}
}