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Investor Education

Short, plain notes on the questions investors ask us most often — SIPs, tax-saving, debt categories, retirement, NRI investing and insurance.

Articles

Reading worth ten minutes

General information and investor education only. Nothing here is investment advice or a recommendation to buy or sell any scheme.

Why SIP instalments work best when left alone
SIP  ·  12 March 2026

Why SIP instalments work best when left alone

Market falls are exactly when a monthly instalment buys more units. Here is why stopping a SIP in a weak month usually costs more than it saves.

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ELSS and Section 80C: what actually counts
Tax  ·  26 February 2026

ELSS and Section 80C: what actually counts

The three-year lock-in applies to every single instalment, not to the folio. A short guide to how ELSS units unlock and what to check before you redeem.

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Debt funds are not all the same
Debt  ·  09 February 2026

Debt funds are not all the same

Liquid, ultra short, corporate bond, gilt — the category name tells you about maturity and credit, and those two things drive the experience.

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Building a retirement corpus from a small town
Retirement  ·  21 January 2026

Building a retirement corpus from a small town

Distance from a metro changes nothing about access to schemes. What it does change is how you keep records, and that part is worth getting right.

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NRE or NRO: which account funds your investment
NRI  ·  05 January 2026

NRE or NRO: which account funds your investment

The account your money comes from decides how repatriation works later. A practical walk-through for first-time NRI investors.

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Term cover first, then everything else
Insurance  ·  18 December 2025

Term cover first, then everything else

Insurance and investment answer different questions. Separating the two usually gets you more cover for less outgo.

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