Scope
This policy explains how VK Finserve (proprietor Veerendra Kumar A D) collects, uses, stores and discloses personal information received through this website, through WhatsApp and email correspondence, and in the course of providing distribution services. It applies to investors, prospective investors and visitors to https://vkfinserve.com.
Information we collect
- Information you give us: name, mobile number, email address, city, and the content of your enquiry, submitted through the contact form or sent to us directly.
- Information required for transactions: PAN, Aadhaar-based identification, date of birth, address, bank account details, nominee details, FATCA and CRS declarations, and for non-resident investors, passport, visa or residence permit details. This information is collected because it is mandated by KYC and anti-money-laundering regulations and by the AMCs and registrars whose forms you sign.
- Technical information: standard web-server information such as browser type and pages visited. This website does not use advertising or profiling cookies.
How we use it
- To respond to your enquiry and to contact you about it
- To complete KYC and to submit applications, transactions and service requests to AMCs, registrars, insurers and the broker
- To maintain your records, issue statements and provide ongoing service
- To meet obligations under applicable law, including record-keeping and regulatory reporting
We do not sell your personal information. We do not share it with third parties for their own marketing purposes.
Who else sees your information
To execute what you ask us to do, information is shared with the Asset Management Companies whose schemes you invest in, their registrars and transfer agents (principally CAMS and KFinTech), the KYC Registration Agencies, Aditya Birla Money Limited where a broking account is involved, and the insurers whose products you take. It may also be disclosed to regulators, tax authorities or other authorities where required by law.
Retention
Transaction and KYC records are retained for the period prescribed by applicable law and regulation, which is generally not less than eight years from the date of the transaction, and thereafter for as long as needed to address any dispute or legal requirement. Enquiry correspondence that does not result in a transaction is retained for up to three years.
Security
Access to investor records is restricted to the proprietor and authorised personnel. Physical documents are held at our office and electronic records on password-protected systems. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
Your choices
You may ask us what personal information we hold about you, ask for corrections, or ask us to stop sending non-essential communication, by writing to veerukumar78@gmail.com. Certain information cannot be deleted while a regulatory retention obligation applies to it. Where we act on your instruction to transact, we cannot act on a request to delete records of that transaction.
Changes
This policy may be updated from time to time. The version published on this page is the one in force. Questions may be sent to veerukumar78@gmail.com or raised on +91 95357 59337.
