Insurance Solutions
Life, health and general insurance cover arranged through our licensed insurance partners. Insurance is a subject matter of solicitation.
Insurance and investment answer different questions. Insurance replaces income or pays a bill when something goes wrong; investment grows money when nothing does. Mixing the two into a single product usually produces weak cover and weak growth at the same time.
Our approach is to put adequate cover in place first, in the simplest form available, and then let investments do their own job separately. Insurance products are solicited through our licensed insurance partners; the policy contract is between you and the insurer.
Included in this service
- Term life cover sized against income, liabilities and dependants
- Health cover for individuals, family floaters and senior citizens
- Motor, home, travel and shop cover through general insurance partners
- Assistance with disclosure at proposal stage, so claims are not disputed later
- Renewal reminders before the policy lapses, not after
- Support at claim stage with documentation and follow-up
Getting the proposal right
- Disclose every existing condition, habit and prior policy — non-disclosure is the commonest reason claims fail
- Match the sum assured to real liabilities, not to a premium you had in mind
- Check exclusions and waiting periods before signing, particularly on health cover
- Keep nominee details current and tell your nominee the policy exists
At claim time
- Intimate the insurer as early as the policy requires
- Assemble documents in the order the insurer lists them
- We help with the paperwork and the follow-up; the decision rests with the insurer
- Written record kept of every submission and response
Asked often, answered plainly
Have a question about insurance solutions?
Call, WhatsApp or send an enquiry. You will speak to Veerendra Kumar A D, not a call centre.
